The following Terms and Conditions apply to the Ameriprise Rewards card points program ("Program") of Ameriprise Bank, FSB ("Ameriprise Bank"), an affiliate of Ameriprise Financial, Inc. Please read these Terms and Conditions carefully. This Program is administered by TSYS Loyalty, Inc. ("TLI"), an independent company that is not affiliated with Ameriprise Financial, Inc. All Ameriprise Financial MasterCard^® credit cards ("Credit Card") and Ameriprise ONE Financial Account Debit MasterCard ("Debit Card") accounts are eligible to enroll in the Program.

Use of your Ameriprise Credit Card or Debit Card account ("Card(s)") after you receive these Terms and Conditions will signify that you have read and agreed to all of the following provisions. As used in these Terms and Conditions, the words "you" or "Cardholder" mean any client who holds an activated Card and is enrolled in the Program. Questions regarding the Program, including questions about your Rewards point ("Point") balance and/or Point redemption, may be directed to 877-264-3044 between 7:00 a.m. and 9:00 p.m. Monday through Friday and between 9:00 a.m. and 9:00 p.m. Saturday and Sunday, Eastern Time (ET). The words "we," "us" and "our" refer to Ameriprise Bank and its parent, affiliates, agents or administrators servicing the Program. All your Cards earn Points, the measure used to value rewards for redemption that are combined into one account ("Account"). If a Card has multiple Cardholders, the Points will be assigned to the Account of the primary Cardholder of the Card. MasterCard is a registered trademark of MasterCard International Incorporated. All other trademarks, registered trademarks and service marks belong to their respective owners. Ameriprise is not responsible for typographical errors or omissions in this brochure.

Eligibility

Program eligibility is restricted to Cardholders with Accounts in good standing as determined in our sole discretion. Your Ameriprise Credit Card account will not be in good standing for reasons that include, but are not limited to, (a) your account has been closed; (b) a payment has not been made when due; (c) a payment made to Ameriprise Bank is not honored by your bank; or (d) if you do not maintain the level of credit performance you maintained when approved. Your Ameriprise Debit Card account will not be in good standing for reasons that include, but are not limited to, (a) your account has been closed; (b) your purchase activity exceeds your available funds; or (c) fraudulent activity occurs on your account. We reserve the right to alter, substitute or terminate all or any part of the Program or any Program Reward ("Reward"), or to modify the Terms and Conditions of the Program or Points previously earned therein for any reason in our sole discretion. In accumulating Points, you may not rely upon the continued availability of any Rewards or Point redemption level for a Reward. You may not be able to obtain all offered Rewards. Any Reward may be withdrawn or subject to increased Point redemption requirements and/or new restrictions at any time. Should we decide to terminate the Program, we will provide not less than 30 days' prior written notice to current Cardholders and reasonable options for redemption of such outstanding Points.

If all Cards associated with the Account are canceled, you will no longer earn Points or be allowed to redeem outstanding Points. However, if your Card is reinstated within 60 days of closure, all outstanding Points will be reinstated.

Earning Points and Tracking

¹General Rewards Points Offers and Terms. 

Everyday spending offer. Once enrolled, 1 Point will be awarded for every $1 of "Net Purchases" made on any Ameriprise Credit Card or $2 of "Net Purchases" made on Debit Cards. "Net Purchases" means the dollar value purchased with the Cards after the Enrollment Date, made by a Cardholder or any authorized user minus any credits, returns, or other adjustments as reflected on your monthly account statements. No retroactive Points will be awarded. Transactions that are not eligible include, but are not limited to, cash advances including ATM withdrawals, PIN-based Debit Card transactions, money orders, balance transfers, convenience checks, drafts, fees, finance charges, purchases made on a line of credit and travelers check purchases.

Annual bonus points offer. Clients who spend equal to or greater than $30,000 on their Ameriprise Financial MasterCard^® credit card in a twelve-month period will receive an additional 3,000 bonus Ameriprise Rewards points.

Mortgage bonus point offer.  Clients may earn 1,350 Rewards points for each $10,000 in a new home mortgage.  Offer is limited to first mortgage and refinancing of an existing first mortgage. Offer does not apply to Home Equity Loans or Lines of credit.

Online Account Access offer. Clients who are not Achiever Circle or Achiever Circle Elite member can earn a one-time incentive of 500 Ameriprise Rewards points for signing up for The secure site on ameriprise.com, subject to the other limitations described with the Achiever Circle offers below.

Online Document Delivery offer. All other clients with an existing Ameriprise Financial account earn 500 Ameriprise Rewards points for signing up for e-delivery of shareholder documents and earn another 500 Ameriprise Rewards points if they sign up for e-delivery of financial confirmations, consolidated statements and future document types, subject to the other limitations described with the Achiever Circle offers below.

Terms.

• Ameriprise Bank, FSB may terminate these offers at any time and reserves the right to modify, change or alter the terms and conditions of the promotional offers at its sole discretion. We reserve the right to add other transactions to this list of ineligible transactions at Ameriprise Bank’s discretion and at any time. Any questions regarding eligibility of transactions shall be determined by Ameriprise Bank in its sole discretion. Previously awarded Points relating to ineligible transactions shall be forfeited.
• Points are awarded based on whole dollar amounts. For calculation purposes, when a purchase or transaction is not a whole dollar amount, any fraction equal to or greater than $0.50 will be rounded up to the nearest whole dollar and any fraction equal to or less than $0.49 will be rounded down to the nearest whole dollar. For example, if a client makes a purchase in the amount of $49.49, 49 Points will be awarded, but if the transaction amount is $49.50, 50 Points will be awarded. For Debit Cards, total daily Net Purchases will be divided by 2 and then above rules will apply.
• Points earned on Credit Cards will be added to your Account at the end of your Credit Card billing cycle.
• Points earned on Debit Cards will generally be added to your Account and available for use within one week after the date of posting. Point earnings are not based on transaction date but on the date the transaction is submitted to us, which is usually within one week of the transaction. (International transactions may take up to 30 days to post.)
• Purchase returns or other credits reflected on your statements during or subsequent to the period of Program membership will reduce or eliminate the Points available for redemption.
• Points earned in your Account may be transferred to or combined with Points from another of your Ameriprise Account. Points are not transferable to or from any other non-Ameriprise rewards or frequent flyer programs.
• As long as Cardholder's Ameriprise World Elite™ MasterCard^® Card is open, Cardholder's Points never expire. All other Ameriprise MasterCard accounts' Points will expire and be forfeited 5 years from the date the earned Points post to your Account. Points will be redeemed and expired on a first-in, first-out basis. If all Ameriprise World Elite MasterCard credit cards associated with an Account are canceled or changed to an Ameriprise World™ MasterCard^® or an Ameriprise MasterCard^®, all outstanding Points will expire 5 years from the date there is no longer an Ameriprise World Elite MasterCard account associated with the Account.
• If your Ameriprise ONE Financial Account is closed, all Debit Cards associated with the Account will be closed and enrollment in the program is canceled unless you also have an eligible Ameriprise MasterCard Credit Card. If all Cards associated with the Account are canceled, Cardholders will no longer be allowed to redeem outstanding Points. However, if any Card associated with the Account is reinstated within 60 days, all outstanding Points will be reinstated.
• Cardholders are solely responsible for any taxes that may be owed as a result of Ameriprise Rewards points earned and/or redeemed. Clients should consult their tax advisor if they have tax questions about the program. Neither Ameriprise Bank nor any of its affiliates provide tax advice.
• Ameriprise Reward Points may potentially be reportable as income.  While on their own, the value of the Ameriprise  Rewards Points are not tax reportable, they may become so, if coupled with other miscellaneous income received from a single reportable entity as income to the IRS on a 1099-MISC.  Please consult a tax professional for further details.
• Points and Program certificates have no value except as used in accordance with the Terms and Conditions of the Program and any terms and conditions of each respective Reward provider.
• Ameriprise Bank reserves the right to disqualify any Cardholder from participating in the Program and to invalidate any or all Points for abuse, fraud or any violation of the Program's Terms and Conditions.
• By participating in the Program, and accepting and using Points earned via the Program, you or any other beneficiary of the Program release, discharge and hold harmless Ameriprise Bank, TLI, and their respective parents, subsidiaries, affiliates, agents, administrators, employees, officers, directors, successors and assignees from all claims, damages or liability including, but not limited to, physical injury or death, arising out of participation in the Program or travel taken or use of products chosen as a Program Reward.
• Please allow up to 8-12 weeks for Ameriprise Rewards points to be credited to the Ameriprise Rewards account. Ameriprise Rewards points earned on Ameriprise Financial MasterCard^® credit card transactions will be added to the reward account at the end of the cardholders’ credit card billing cycle. Ameriprise Rewards points earned on Ameriprise ONE^® Financial Account MasterCard^® debit cards typically will be added to the reward account within one week after the date of transaction posting.

²Points Earned for Loyalty Programs and other Promotions

Achiever Circle or Achiever Circle Elite client loyalty programs.  Point offers described in this section are part of the Ameriprise Achiever Circle or Achiever Circle Elite client loyalty programs ("Loyalty Program") for eligible clients of Ameriprise Financial Services, Inc. ("Ameriprise Financial"), Member FINRA and SIPC, and are subject to the Achiever Circle Program Terms.  Ameriprise Financial and its affiliates use the Ameriprise Rewards program to provide Ameriprise Rewards points through its Loyalty Program.  Ameriprise Financial may terminate or modify all or any part of the Loyalty Program, and/or any associated offers, and/or Loyalty Program terms at any time. You should make investment decisions based on your investment objectives, risk tolerance and financial position and not on the basis of any offer.  Loyalty Program and other benefits may have a tax impact — please consult your tax advisor. Other terms and fees may apply based on the benefits and features you select. Read all agreements carefully.

Achiever Circle eligibility. 

Eligibility is achieved by maintaining a household investment level in qualifying accounts of $100,000 to $499,999 for Ameriprise Achiever Circle, and $500,000 or more for Ameriprise Achiever Circle Elite. Ameriprise accounts used to determine household investment level may include: investment, insurance, annuity and brokerage accounts, including features linked to brokerage accounts; networked, nonproprietary mutual fund accounts held direct-at-fund; and,  bank accounts and non-bank certificates. Certain products, such as immediate annuities, deferred annuities in payout and employer-sponsored retirement plan accounts and accounts subject to ERISA are excluded when determining investment level. 

• If your household balance level falls below $400,000 and remains below $400,000 for 12 consecutive months you will no longer be recognized at, or be eligible for, Achiever Circle Elite benefits. If your household balance level falls below $80,000 and remains below $80,000 for 12 consecutive months, you will no longer be recognized at, or be eligible for, Achiever Circle benefits.
• For purposes of the Loyalty Program, households are generally defined as the primary household account for an individual, his/her spouse or domestic partner, and any accounts included on the consolidated statement.  Individuals who have a custodial or trusteed relationship to your primary household group may gain knowledge of your Achiever Circle or Achiever Circle Elite status through Ameriprise Financial statement branding, but will not have access to any of your personal account information. Grantors of trusts should seek advice from their tax advisors to ensure there will be no adverse tax consequences to them as a result of receiving program benefits.
• Clients must be classified as Achiever Circle or Achiever Circle Elite status at the time of, or become Achiever Circle or Achiever Circle Elite within 90 days of, completing a Loyalty Program reward activity in order to receive Ameriprise Rewards points.
• Ameriprise Financial, its affiliates and third parties may use information concerning accounts owned by yourself and your primary household group to determine program eligibility and provide members of the group with paper and/or electronic statements.

Achiever Circle and Achiever Circle Elite Ameriprise Rewards offers. 

Ameriprise World MasterCard^® credit card offer.   Achiever Circle and Achiever Circle Elite members can earn 25,000 Ameriprise Rewards points for spending at least $500 in net retail purchases in the first 90 days their Ameriprise World MasterCard^® credit card account has been open that are not later returned, disputed, or rescinded. The Rewards points shall be awarded as follows: 1,000 points upon first use of the account, regardless of the amount of the retail purchase transactions; an additional 24,000 points will be awarded after 90 days of your account open date if at least $500 in net retail purchase transactions have occurred in your account.

New money bonus points offer. Achiever Circle and Achiever Circle Elite members can earn 25,000 Ameriprise Rewards points when they add $50,000 or more of new funds to an eligible non-qualified account. Eligible accounts include Ameriprise^® Strategic Portfolio Service (SPS) Advantage, SPS Advisor, Ameriprise ONE^® Financial Accounts and Ameriprise^® Brokerage Accounts. Eligible funds are cash or cash equivalents. Asset transfers, exchanges and direct at fund transactions are not eligible. This promotional offer is limited to one per household. To be eligible, a client’s overall Ameriprise Financial account activity in a calendar month must result in a net increase of at least $50,000. Transferring funds from an existing Ameriprise Financial account to another within 90 days of the eligible deposit are not considered an eligible increase. The client’s Ameriprise Financial account must remain open with the qualifying funding for two years from the date that the qualifying assets are first received in the eligible account. Ameriprise Financial reserves the right to charge a fee of $312.50 if these funds are withdrawn from the Firm within the two year time frame.

Ameriprise Bank CD or Savings Account bonus offer. Achiever Circle and Achiever Circle Elite members earn one (1) Ameriprise Rewards point per month for each $100 of average daily balance in each eligible Ameriprise Bank, FSB (Bank) CD or savings account. Non-circle members earn one (1) Ameriprise Rewards point per month for each $200 of average daily balance in each eligible Bank CD or savings account. Ameriprise Rewards points will be credited only in months when the Bank CD or savings account(s) maintain(s) an average daily balance of at least $10,000. The offer is available for deposits into the following products: Ameriprise Personal Savings, Ameriprise Advantage Savings, Ameriprise Savings and Ameriprise Bank CDs. Average daily balance is calculated by adding the eligible account’s ending balance each day and dividing by the number of days in the month. Ameriprise Rewards points earned that exceed $20.00 in value on Bank CD and Savings products will be considered taxable interest and included in the recipient’s Form 1099-INT.

Auto and Home Insurance bonus points offer. Achiever Circle and Achiever Circle Elite clients earn 500 Ameriprise Rewards points for completing an auto insurance quote and an additional 500 Ameriprise Rewards points for completing a home, condo or renters insurance quote through Ameriprise Auto & Home Insurance.  The client has completed a quote and is eligible for points when they have been provided a rate for the insurance.   Auto and home insurance are not available in AK, LA, ME, ND, RI, WV and WY. Home, condo or renters insurance is not available in NY counties of Kings, Queens, Nassau, Richmond and Suffolk and the state of FL. Condo and renters insurance are not available in TX. Insurance coverage varies by region or state. Certain restrictions and limitations apply. This Ameriprise Rewards points offer is not valid in GA, MA, NJ or UT. Certain restrictions and limitations apply.  Clients can earn the Ameriprise Rewards points under this offer once per year per household.

Direct Deposit bonus points offer. Achiever Circle and Achiever Circle Elite members earn 500 Ameriprise Rewards points per quarter for transferring $300 or more per month in direct deposits to an existing Ameriprise ONE^® Financial Account DDA (i.e. the linked checking account) for 3 consecutive months.

Online Bill Pay bonus points offer. Achiever Circle and Achiever Circle Elite members earn 500 Ameriprise Rewards points for activating the Online Bill Pay feature associated with an existing Ameriprise ONE^® Financial Account. Clients are enrolled in Online Bill Pay after agreeing to the terms and conditions on the secure site on ameriprise.com and activation occurs when the client makes their first payment using the system. Clients can earn the 500 Ameriprise Rewards points once for each qualifying Ameriprise ONE^® Financial Account.

Online Account Access offer. Achiever Circle and Achiever Circle Elite members earn a onetime incentive of 1,000 Ameriprise Rewards points for signing up for the secure site on ameriprise.com. Clients who are already signed up for the secure site on ameriprise.com do not qualify for this offer. Clients can earn the Ameriprise Rewards points under this offer only once per client per account. Clients need to be 18 years of age to sign up for the secure site on ameriprise.com.

Online Document Delivery offer. Achiever Circle and Achiever Circle Elite members with an existing Ameriprise Financial account earn 1,000 Ameriprise Rewards points for signing up for e-delivery of shareholder documents such as prospectuses and annual reports and earn another 1,000 Ameriprise Rewards points if they sign up for e-delivery of financial confirmations, consolidated statements and future document types (including but not limited to beneficiary changes and disclosure letters). Clients need to be 18 years of age to sign up for e-delivery and must have access to a computer to qualify for this offer. Clients can earn the maximum Ameriprise Rewards points only once per client under this offer. To be eligible for online document delivery bonus points, a client must have at least one nonqualified account registration and have e-delivery activated for that account.

Point Redemption and Rewards Information

• Points may be redeemed for a variety of Rewards. All Rewards selections are subject to availability. To redeem Points for Rewards, Cardholders may call the Rewards Service Center at 877-264-3044, between 7:00 a.m. and 9:00 p.m., Monday through Friday, and between 9:00 a.m. and 9:00 p.m., Saturday and Sunday, Eastern Time (ET) or visit www.ameriprise.com at anytime.
• Many Rewards are issued as certificates or gift cards ("Reward Certificates") by the Reward providers. Rewards and Reward providers are subject to change and may be discontinued without notice. Seven to fourteen business days should be allowed for receipt of Reward Certificates.
• Reservations and ticketing for the Airfare Rewards may be done through the Rewards Service Center at 877-264-3044, between 7:00 a.m. and 9:00 p.m., Monday through Friday, and between 9:00 a.m. and 9:00 p.m., Saturday and Sunday, ET or online anytime at www.ameriprise.com.
• Four to six weeks should be allowed for receipt of merchandise Rewards. Merchandise will be shipped to the Account holder's mailing address. Merchandise will not be delivered to P.O., A.P.O. or F.P.O. boxes. For security reasons, parcel or motor freight couriers may contact the Cardholder to arrange delivery of merchandise. It is the responsibility of the Cardholder to respond to the courier in a timely and reasonable manner to facilitate the delivery process.
  Additional shipping and handling fees for merchandise returned to vendor due to Cardholder's failure to make delivery arrangements are the responsibility of the Cardholder. Merchandise Rewards will not be shipped outside of the 48 continental United States.
• Cardholders who reside outside of the United States may redeem for gift cards or gift certificates, but additional shipping costs will apply. Please contact the Rewards Service Center for exact costs.
• Ameriprise Bank disclaims all responsibility for Cardholder usage of airline tickets following receipt. Tickets may not be resold.
• Some Rewards are limited to use within the United States. Reward Certificates are void if altered or where prohibited by law.
• Rewards are not replaceable if lost, stolen, destroyed, or expired. Rewards are not returnable, exchangeable or refundable under any circumstances.
• Ameriprise Bank has no liability in case of disagreement over issuance of or right to possess Reward Certificates or Points.
• All questions or disputes regarding eligibility for the Program or eligibility for Points for accrual or redemption will be resolved by Ameriprise Bank in its sole discretion.
• Rewards are subject to the terms and conditions imposed by the Reward provider, which, in most cases, appear on the Reward Certificates.
• In addition to the Point expiration policy explained above, expiration of Reward Certificates is subject to the policy of the Reward provider. See the individual Reward Certificates for details of specific expiration dates.
• Reward providers are solely responsible for the fulfillment of Rewards. Neither Ameriprise Bank nor TLI has any further obligation once the Reward is issued.
• Reward Certificates must be presented and surrendered upon redemption.
• In the event the goods and services you purchase are less than the face value of the Reward Certificate(s), the policy of the Reward provider will determine whether credit for the difference will be given. Ameriprise Bank is under no obligation to provide credit or cash back. Generally, no credit or cash back will be given.
  Certain Reward Certificates may require a minimum purchase. Exceptions and other restrictions will appear on each respective Reward Certificate.
• For specific questions regarding the Terms and Conditions of Reward Certificates, Cardholders may call the Rewards Service Center at 877-264-3044, between 7:00 a.m. and 9:00 p.m. Monday through Friday and between 9:00 a.m. and 9:00 p.m. Saturday and Sunday, ET.
• Replacement or return of damaged or defective merchandise Rewards should be arranged through the Rewards Service Center.
• A damaged, defective or expired Reward cannot be returned or exchanged after it has been in the Cardholder's possession for thirty (30) days or more.

Airfare Rewards Redemption Options

• The Cardholder may redeem Points for a scheduled ticket on a participating major airline carrier, provided that the fares and schedules are found on, and the ability to generate a ticket (electronic or paper) is possible through, the Global Distribution System ("GDS"). Airfare Rewards may only be redeemed for scheduled flights on participating airlines by calling the Rewards Service Center or on the web at www.ameriprise.com. No other travel agency may be used. Reservations for tickets also exclude the use of charters, wholesalers, consolidators and any Internet fares that are not published and/or available through GDS.

Airfare Reward Options for Ameriprise World Elite and World MasterCard Cardholders

• Restricted: Ameriprise World Elite and World MasterCard Cardholders can redeem 25,000 Points which will cover the full fare for tickets up to $350 booked through the Rewards Service Center. Tickets must be purchased at least 21 days in advance and include a Saturday night stay. For tickets over $350, start by redeeming 25,000 Points for the first $350 and then simply redeem an additional 5,000 Points for every increment or partial increment of $50. For example, to redeem for an airfare costing $525 you would redeem 45,000 Points. There is no limit to the price of your ticket. When redeeming for airline tickets, the price of the ticket must be fully covered by Points unless using the Airfare Credit detailed below.
• Unrestricted: Ameriprise World Elite and World MasterCard Cardholders can redeem 35,000 Points which will cover the full fare for tickets up to $350 booked through the Rewards Service Center. This offer has no restrictions or blackout dates. For tickets over $350, start by redeeming 35,000 Points for the first $350 and then simply redeem an additional 5,000 Points for every increment or partial increment of $50. For example, to redeem for an airfare costing $525 you would redeem 55,000 Points. There is no limit to the price of your ticket. When redeeming for airline tickets, the price of the ticket must be fully covered by Points unless using the Airfare Credit detailed below.

Airfare Reward Option offers for Ameriprise MasterCard Cardholders

• Restricted: Cardholders who do not have an Ameriprise World Elite or World MasterCard can redeem 30,000 Points which will cover the full fare for tickets up to $300 booked through the Rewards Service Center. Tickets must be purchased at least 21 days in advance and include a Saturday night stay. For tickets over $300, start by redeeming 30,000 Points for the first $300 and then simply redeem an additional 5,000 Points for every increment or partial increment of $50. For example, to redeem for an airfare costing $525 you would redeem 55,000 Points. There is no limit to the price of your ticket. When redeeming for airline tickets, the price of the ticket must be fully covered by Points unless using the Airfare Credit detailed below.

Airfare Credit Option for all Ameriprise MasterCard Cardholders

• $150 Airfare Credit is available for airfares priced below the ticket prices in the offers above or when you have a limited number of Points to use. The $150 credit is available for 15,000 Points on any airline ticket you book through the Rewards Service Center. This credit cannot be used with any other redemption.

Additional Airfare Rewards Details

• All air travel rewards, for the airfare Rewards options described above must be booked through the Rewards Service Center. No other travel agency may be used for these offers.
• If you purchase airfare from airlines' websites or other Internet travel providers using your Card, the "You Name It" option allows you to redeem points for a statement credit for the entire or the partial purchase price at a Points redemption rate of 100 Points per dollar spent. (Minimum purchase price of $100.) The "You Name It" statement credit offer cannot be combined with other air travel Rewards offers.
• All travel itineraries and supporting documentation will be sent via email when available; otherwise, paper documents will be sent via first-class mail. When electronic tickets are available and the Cardholder selects paper tickets, a service fee of a minimum of $50 per paper ticket will be assessed by the participating airline at time of ticketing. Priority, three-to-five day delivery, Saturday or international deliveries will be subject to additional shipping charges as imposed by the shipping vendor and will be charged to the Cardholder's Card at time of reservation.
• Changes to ticketed reservations may be requested up to five days prior to your travel dates. Additional costs such as airline penalty fees, increased fares, and service fees may be required. Please be aware that most airlines do not allow changes or corrections to passenger names.
• The traveler may be subject to Customs' fees, excess baggage charges or any other charges assessed by governmental entities as a result of travel.
• Participating air carriers are subject to change at any time without notice.
• A Cardholder may elect to have the Rewards Service Center book non-Rewards airline tickets through a major airline carrier provided that the fares and schedules are available and the ability to generate a ticket is possible through GDS. This service will be subject to a service fee at time of booking.
• Ameriprise Bank is not responsible for communication of airline schedule changes or any other changes made by the airline. Flight reservations should be re-confirmed by the Cardholder or designated traveler at least 72 hours prior to departure. All reservations are subject to the conditions of carriage, supply or business of the service provider, which include exclusions and limitations of liability. The Cardholder or designated traveler is responsible for obtaining the appropriate international travel documentation, such as passports and visas. The traveler should have valid government issued photo ID and passport upon airport check-in.
• Ameriprise Bank and TLI are not responsible for performance of any airline.

Car Rental Rewards

• Advance reservations are recommended for Reward rentals.
• The Cardholder renting the vehicle ("Renter") must be 25 years of age and possess a valid U.S. driver's license.
• The Renter will be required to execute a rental agreement at time of rental. The Renter must provide a major credit card at the time of rental (check or debit cards are not permitted).
• The Renter may be provided a voucher or certificate as an instrument of securing a rental vehicle. The voucher or certificate must be presented to the rental car company at the time of rental pickup. Vouchers and certificates are negotiable instruments for the purpose of securing car rental services and will not be replaced if lost, stolen or destroyed. No change or credit will be issued for unused portions of Rewards. The Renter is subject to the restrictions and vehicle type listed on the voucher or certificate.
• Rewards do not include taxes, insurance, mileage fees, airport fees, extra drivers, optional service charges such as refueling, or any other fees or charges imposed by rental location and/or company.
• Some blackout dates may apply.
• Ameriprise Bank and TLI are not responsible for performance of any rental car company.
• The rental car company may inquire about a Renter's driving record at time of rental to determine rental eligibility.
• Participating rental car companies and Reward offerings are subject to change without notice.

Travel Package Rewards

• All travel packages must be booked a minimum of 60 days prior to travel date or the Cardholder will incur additional fees.
• All travel packages are subject to a maximum value. Any incremental cost that exceeds the maximum value as a result of the Cardholder's preferences is the responsibility of the Cardholder.
• The Cardholder or other designated traveler must meet the eligibility requirements established by the travel provider. Travel packages may only be booked through the Rewards Service Center at 877-264-3044, between 7:00 a.m. and 9:00 p.m. Monday through Friday and between 9:00 a.m. and 9:00 p.m. Saturday and Sunday, ET.
• Travel packages may not be combined with upgrade certificates, frequent traveler promotions, or other reward programs, promotional or discount certificates/vouchers, Internet fares, companion fares, group travel, convention fares, or special rate programs.
• Travel packages that have been booked may not be canceled and are not eligible for any refund in part or whole. No interim price reductions will be considered or offered once the booking has been completed.
• After booking, any additional special handling may result in the imposition of additional fees. Bookings made less than 60 days prior to a travel date will result in the imposition of a special handling fee/per traveler in addition to other fees imposed by the travel provider.

Hotel Rewards

• Hotel Rewards are not redeemable for cash and are void if sold for cash or other consideration.
• Hotel Rewards are not refundable or replaceable if lost, stolen, destroyed or expired.
• Hotel Rewards are not redeemable and are void if altered, photocopied or reproduced.
• Guest must present and submit the Reward Certificate at check-in.
• Hotel Rewards may not be valid where restricted by law.
• Length of stay restrictions may apply.
• Any tax liability, including disclosure, connected with receipt or use of hotel Reward is the recipient's responsibility.
• The Reward Certificate will not be extended beyond the expiration date.
• Hotels may require advance deposits to reserve accommodations and may not include resort fees or taxes.
• Hotels may require advance reservations.
• Accommodations are subject to availability at time of reservations and blackout dates may apply due to seasonal periods or special events.
• Participating properties are subject to change at any time without notice.
• Ameriprise Bank and TLI are not responsible for hotel performance.

Cruise Rewards

• All cruise redemption requests must be made at least 60 days prior to sailing.
• All cruise Rewards are based on double occupancy for a cabin. At least one Cardholder sailing must be 21 years of age or older.
• All cruise Rewards are non-refundable. Changes may be made up to 90 days prior to sailing (120 days for holiday and special event cruises) for a $100 change fee, plus any fees imposed by the cruise line. Changes or cancellation under 90 days (120 days for holiday and special event cruises) may result in forfeiture of the Reward and additional fees may apply. In addition, if a reservation is not canceled and Cardholder or recipient is a no-show, the travel Reward is void.
• Ameriprise Bank and TLI are not responsible for the performance of the cruise line.
• Participating cruise lines are subject to change at any time without notice.

Merchandise Rewards

Merchandise Rewards are offered and provided by independent manufacturers. The manufacturer's warranty applies to all merchandise rewards. Ameriprise Bank makes no express or implied representation or warranty and will not be liable for injury, damage, loss or expense resulting from your acceptance or use of a Reward or from a Reward's defect or failure. Ameriprise Bank disclaims any implied warranty of merchantability or fitness for a particular purpose.

• Merchandise Rewards include applicable sales tax and shipping and handling (via first-class mail, ground delivery or motor freight service within the continental U.S.).
• All merchandise Reward orders are subject to product availability and Ameriprise Bank reserves the right to substitute merchandise of equal or greater value. Cardholder will be notified if the merchandise Reward ordered is not available and if/when it will become available.
• Ameriprise Bank reserves the right to alter or substitute any or all merchandise Rewards at any time without prior notification.
• Returns are only accepted for merchandise that is damaged, defective or incorrectly shipped. Notification of same must be made within 48 hours of delivery and must be returned within 30 days for credit or shipment of replacement item. If the item is damaged or defective, please contact 877-264-3044, between 7:00 a.m. and 9:00 p.m. Monday through Friday and between 9:00 a.m. and 9:00 p.m. Saturday and Sunday, ET, to report the problem and obtain assistance.

Unique Experiences

Offers are subject to change without notice. Each event includes access and participation as detailed by the Rewards Service Center. For events with limited capacity, packages or tickets will be fulfilled on a first-come, first-served basis, subject to availability. All packages and tickets are valid for the dates listed for each event or based upon availability of celebrity participants. Canceled reservations or no-shows will not be refunded. In the event that an experience is canceled, Points will be credited back to the Account. If a Cardholder is unable to participate in a planned event, any crediting of Points related to that redemption will be at Ameriprise Bank’s sole discretion. In the event an experience is canceled, Ameriprise Bank will not be liable for any additional costs associated with the event — including airfare or hotel expenses. Unless otherwise noted, hotel, ground transportation and airfare is not included with the price of any package. Spectators attend at their own risk with respect to dangers inherent to the event. Ameriprise Bank and LVI are not sponsors of or otherwise associated with, any of the events or properties described.

You Name It

The You Name It option allows you to redeem points for a statement credit for the entire or the partial purchase price at a Points redemption rate of 100 Points per dollar spent. (Minimum purchase price is $100.) The You Name It statement credit offer cannot be combined with other Rewards offers. Statement credits will be posted to Cardholder's Card within 30 days of request.

³ Cash Back

The following accounts are eligible for cash back: Ameriprise Bank – Ameriprise^® Savings Account and Ameriprise^® Personal Savings Account; Ameriprise Financial – Active Portfolios^® Account, Ameriprise^® Strategic Portfolio Services (SPS) Advantage Account, Ameriprise ONE^® Financial Account and Ameriprise^® Brokerage Account. Points for cash back redemption into a qualifying account must be redeemed in 30,000 point increments.
Cash back values into an eligible account are:

• Ameriprise World Elite MasterCard: 1.50% into eligible account.
• Ameriprise World MasterCard: 1.25% into eligible account.
• Ameriprise MasterCard: 1.00% into eligible account

Cash back values are subject to change. For all cash back Ameriprise Rewards, you must provide the full account number for the eligible account where you would like the cash back amount deposited. If the account number provided is not valid, the cash back request will not be processed and the Points will be returned to your Account. Please allow up to 10 business days for the deposit to show in your account.

Personal Finance

You may redeem points for an Ameriprise Financial Planning Certificate. Points are redeemed in increments of 10,000 when being redeemed towards Financial Planning Certificates.
Point redemption values for Ameriprise Financial Planning Certificates are:

• Ameriprise World Elite MasterCard: 1.50%
• Ameriprise World MasterCard: 1.50%
• Ameriprise MasterCard: 1.50%

Planning certificates are non-refundable, not replaceable in the event of loss or destruction, and are not redeemable for cash or cash equivalents. The certificate must be presented to an Ameriprise personal financial advisor at the time of Personal Financial Plan purchase; no photocopies will be honored. The amount of the Ameriprise Financial Planning Certificate will be deducted from the Personal Financial Plan purchase amount. Any unused portion will not be returned as cash. Planning certificates are void where prohibited by law.

Reward Certificates

• Reward Certificates may not be combined with any other promotional offers.
• Reward Certificates are valid at participating merchants only through the expiration date printed on the Reward Certificate.
• Reward Certificates must be submitted at redemption, and no photocopies of Reward Certificates will be honored.
• Fulfillment of the Reward Certificate is the sole responsibility of the participating merchant.
• Use of any Reward Certificate is subject to any additional restrictions listed on the Reward Certificate.
• Reward Certificates are not valid toward previous purchases, and cannot be used as payment on existing account balances with either the participating merchant or any Ameriprise entity. Reward Certificates have no cash value and may not be redeemed for cash or its equivalent. Any unused portion will not be returned as cash unless the Reward Certificate states otherwise.
• Reward Certificates are not refundable or exchangeable and are not replaceable in the event of loss or destruction after issuance.
• Reward Certificates are transferable unless otherwise noted on the Reward Certificate.
• Reward Certificates are void where prohibited by law.
• Unless otherwise stated on the Reward Certificate, Reward Certificates offered do not include any federal, state, or local taxes, which are the sole responsibility of the Cardholder.
• Ameriprise Bank is not responsible for the problems or defects of any merchandise purchased using a Reward Certificate or for failure of merchant to perform because of bankruptcy, insolvency or any other reason.
• Ameriprise Bank and TLI are not responsible for any merchant performance.

Reward Certificate Merchant/Provider Disclaimers

1-800-FLOWERS^® is not a sponsor of this promotion. Items may vary and are subject to availability, delivery rules and times. Your Gift Certificate is only redeemable for merchandise ordered online at www.1800flowers.com, by phoning 1-800-FLOWERS (1-800-356-9377) or at participating 1-800-FLOWERS.COM retail locations. Gift Certificate is not redeemable for cash. Void where prohibited.

Barnes & Noble is not a sponsor or co-sponsor of this promotion. Please see back of gift card for terms and conditions of use. Barnes & Noble is not liable for any alleged or actual claims related to this offer. Barnes & Noble gift cards can be used at any Barnes & Noble store nationwide and on Barnes & Noble.com (www.bn.com). These cards can also be used at B. Dalton Bookseller. Barnes & Noble gift cards will not be replaced if lost or stolen. They will not be exchanged for cash except where required by law. Other conditions may apply to online usage. See website for details. Barnes & Noble gift cards are issued by Marketing Services (Minnesota) Corp.

Bath & Body Works is not a sponsor of this promotion and is not affiliated with Ameriprise. The Bath & Body Works name and logo are registered trademarks of Bathco, Inc.

Bed Bath & Beyond^® is not a sponsor of this promotion. Bed Bath & Beyond is a registered trademark.

Best Buy is not affiliated with Ameriprise. Best Buy does not sponsor, endorse, approve or have any responsibility for this promotion.

Membership rules and certain restrictions apply for rental at BLOCKBUSTER^®. BLOCKBUSTER GiftCards are subject to complete terms and conditions found on GiftCard and/or Packaging. GiftCards cannot be used to purchase GiftCards. GiftCards are redeemable at participating BLOCKBUSTER store locations. BLOCKBUSTER name, design and related marks are trademarks of Blockbuster Inc. © 2008 Blockbuster Inc. All rights reserved.

Borders Books & Music^® and Waldenbooks^® are not sponsors of this promotion. Fulfillment of gift cards will be done through TLI. Gift cards are subject to all terms and conditions printed on the gift cards, which are subject to change at Borders/Waldenbooks' sole discretion.

Brinker International (Chili's Grill and Bar^®, Romano's Macaroni Grill^®, On The Border Mexican Grill & Cantina^®, Maggiano's Little Italy^® and Corner Bakery Café^®) is not a sponsor or co-sponsor of this promotion.

Callaway Golf is not a sponsor of this promotion. Callaway Gift Cards can only be redeemed online at www.callawaygolfgiftcard.com or by phone.

CompUSA is an independent retailer.

Darden Restaurants^® (Red Lobster^®, Olive Garden^®, Bahama Breeze^®, Smokey Bones^®) is not affiliated with Ameriprise. Use of any Darden Restaurants names, logos or trademarks requires written approval from Darden Restaurants, Inc.

The Eddie Bauer^® gift card is redeemable in U.S. and Canada for merchandise at all participating Eddie Bauer^® stores, Eddie Bauer^® Outlet stores, catalogs or online. Cards cannot be redeemed for cash, or applied as payment to any credit card account or for prior or pending purchases. Eddie Bauer is not responsible for lost or stolen cards, or for funds used without your knowledge or other unauthorized use. Refunds or replacements may be issued with original proof of purchase or as required by law. Your acceptance of the Eddie Bauer^® gift card constitutes your agreement to these terms and conditions. Cards are issued in U.S. funds by Eddie Bauer Services LLC.

Fairmont Dollar Value Certificates are valid at all Fairmont Hotel & Resort locations. It is not necessary to be a registered guest to use Fairmont Dollar Value Certificates. If a registered guest, charge goods and services to the room and present the Fairmont Dollar Value Certificates at the front desk at check-in or check-out. If a non-registered guest, present the Fairmont Dollar Value Certificates at the time of purchase. The total charges will be reduced by the face value of the Fairmont Dollar Value Certificates. Credit must be established at check-in by presenting a valid form of payment, which may include presenting Fairmont Dollar Value Certificates. Fairmont Dollar Value Certificates may not be acceptable at concessions within the hotel not owned or operated by Fairmont Hotels & Resorts. Please confirm with the hotel vendor prior to making the purchase. Fairmont Dollar Value Certificates are not redeemable for cash. Change will not be given on Fairmont Dollar Value Certificates presented as payment for goods and services. Fairmont Dollar Value Certificates are void and will not be honored if sold for cash or other consideration. Fairmont Dollar Value Certificates may be supplemented by payment of cash, acceptable checks, or valid credit card. Fairmont Dollar Value Certificates are not replaceable if lost, stolen, destroyed or expired. Fairmont Dollar Value Certificates are transferable when gifted. Fairmont Dollar Value Certificates are accepted at face value in U.S. or Canadian dollars, subject to each hotel's specific policy. Fairmont Dollar Value Certificates will be converted into local currency value at the hotel's current exchange rate. Please check with the hotel or resort for that day's exchange rate before redeeming. The Fairmont Ovation Rewards is a Collection "C" certificate valid at ALL 45 Fairmont Hotels & Resorts in North America. Reward may be used as payment for one night's accommodations in a well-appointed Fairmont room including applicable room taxes and a full breakfast for two in an all-day dining restaurant (excludes buffets and alcoholic beverages) and related taxes and gratuities only. Rewards recipients will be asked to guarantee their reservation with a credit card and provide Fairmont Ovation Rewards certificate number at time of reservation. Guests must present and submit their Rewards Certificate upon check-in. Rewards cannot be used to pay for any incidentals, such as parking, service charges, other taxes or other expenses. Rewards are redeemable based upon last room availability in the room category purchased. Some restrictions may apply to special event dates (for example but not limited to: Olympics, Super Bowl, etc.). Rewards cannot be used for group programs or catering functions. Fairmont Ovation Reward Certificates are only valid at hotels listed on the certificate. Participating hotels and/or locations are subject to change without notice. Length of stay restrictions may apply. To inquire about participating properties or to make reservations, contact the Fairmont Hotels and Resorts Reservation Center at 800-257-7544. The certificate code, Collection "C", must be provided when making reservations.

Hertz^® check voucher may be used as payment for rental of a vehicle from participating Hertz locations worldwide and may be accepted by Travel Agencies or directly at participating Hertz Rental locations. Valid on International rentals.

RENTALS USING THIS VOUCHER MAY NOT BE RESERVED ON-LINE. Advance reservations are recommended and may be made by calling the Hertz Reservation Center. The Hertz Customer Service number is 800-654-2210. Renter must satisfy minimum age, credit and other driver qualifications in effect at time and place of rental. The benefits associated with the CDP# that are printed on the reverse side of the voucher apply to the use of each respective voucher. No other CDP# can be used in combination with this voucher. If no redemption limit appears on the face of the voucher, up to three vouchers identified by the same CDP# and IT# can be used on the same rental. Vouchers cannot be combined with any other voucher, coupon, discount rate (such as AAA, or corporate discounts), or other certificate. Vouchers may not be redeemed in whole or part for cash and no change, credit or refunds will be given on any unused portion of the check voucher. Certificate is valid through the expiration date printed on the check voucher. Desired vehicle is subject to availability. Original certificate must be presented and surrendered at time of payment and receipt of rental vehicle. Renter will not receive credit for Frequent Travel or Loyalty Program miles/points when using a voucher. FOR INTERNATIONAL RENTALS: Advance reservations are required at least 8 hours prior to departure from the U.S. The U.S. Dollar value will be valued in local currency when you surrender the certificate at the time and place of rental. Vouchers redeemed at participating international locations can only be used on non-prepaid Affordable Weekly rates of at least one week but not longer than three weeks. Renters must present a valid driver's license held at least one year prior to rental. Vouchers are not a guarantee of performance or a confirmation of reservation. See voucher for International terms.

iTunes^® Music Store is not a sponsor or co-sponsor of this promotion.

Terms and Conditions are applied to gift certificates/gift cards. Terms and Conditions for JCPenney Gift Cards are listed on the back of the Gift Cards and also at www.jcpenney.com. JCPenney is not a sponsor of this promotion and is not affiliated with Ameriprise. The JCPenney name and logo are registered trademarks of J.C. Penney Company Inc.

JustGive-Gift certificates have no expiration date. Gift certificates must be redeemed through JustGive's website, www.justgive.org, for charitable donations to any of the 1,000,000 nonprofits listed on the website. Gift certificates cannot be used to purchase gift certificates. Gift certificates are not redeemable for cash and cannot be returned for a cash refund. Any unused balance will be placed in the recipient's gift certificate account and is not transferable. If your transaction exceeds the amount of your gift certificate, you must pay for the balance with a credit card. JustGive is not responsible for lost or stolen gift certificates. JustGive will have the right to close donor accounts and request alternative forms of payment if a fraudulently obtained gift certificate is redeemed through the JustGive website. In the event a Gift Certificate code is nonfunctional, your sole remedy, and JustGift’s sole liability, shall be the replacement of such Gift Certificate.

L.L.Bean Gift Certificates never expire and can be redeemed online at llbean.com, or in any L.L.Bean Retail Store or by calling 800-221-4221. Ameriprise is not affiliated with L.L.Bean and L.L.Bean is not a sponsor or co-sponsor of this promotion.

The Lands' End gift card is redeemable for merchandise and services in Lands' End consumer catalogs, including Home, Women, Men and Kids, at landsend.com, Lands' End stores or at participating Sears, Roebuck and Co. store locations in the United States and Puerto Rico. It cannot be redeemed for cash or applied to your Sears credit accounts except where required by law. Not redeemable for corporate logo'd apparel. Lost, stolen or damaged gift cards may be canceled and replaced with required proof of purchase or customer information.

Redeemable for merchandise at LNT locations in the US. Purchases will be deducted from the LNT gift card until the value reaches zero. This card is not redeemable for cash unless otherwise specified by law. For balance inquiries visit any LNT location or call 1-800-799-6247. No service fee. Gift card value never expires.

Macy's is not a sponsor or co-sponsor of this promotion. Terms and conditions are applied to gift certificates/cards. Macy's is not liable for any alleged or actual claims related to this offer.

Marriott Awards may not be valid where restricted by law. Guest must present and surrender the award at check-in. This award may be used to pay for the expense of a comfortable guestroom, full breakfast buffet, or all-American breakfast for two, and related taxes only, and not to pay for other food, beverage, parking, service charges, other taxes, or other incidental expenses. This award is good for a one guestroom for the number of night(s) shown on the front of this award. This award is issued by and is the property of MI Fulfillment Services, LLC. Awards are not redeemable for cash and are void if sold for cash or other consideration. Awards are not replaceable if lost, stolen, destroyed or expired. Any tax liability, including disclosure, connected with receipt or use of this award is the recipient's sole responsibility. Length-of-stay restrictions may apply. Participating properties are subject to change. See reverse side of award for complete terms and conditions.

Metromedia Restaurant Group ("Bennigan's," "Steak & Ale," "Ponderosa," "Bonanza," "The Plano Tavern" and "Southlake Tavern") is not affiliated with Ameriprise and is not a sponsor of this program.

Nordstrom prepaid gift cards are redeemable at any Nordstrom store, including Nordstrom Rack and online at nordstrom.com. To use, present the card to a salesperson at the time of purchase. Online and phone purchases require the access number listed on the card. The card may not be returned or applied as payment on any account, and it may not be redeemed for cash except as required by law. If the card is lost, stolen or damaged it can be replaced with a new gift card for the remaining balance with satisfactory proof of purchase.

Orvis is not a sponsor or co-sponsor of this promotion.

Pier 1 Imports^® is not affiliated with Ameriprise. Pier 1 and Pier 1 Imports are registered trademarks of Pier 1 Services Company.

Pottery Barn^® is a registered trademark of Williams-Sonoma, Inc. 1. Certificate is redeemable for Merchandise only and cannot be replaced if lost or stolen. 2. Certificate does not expire. 3. Certificates may be redeemed in the retail stores, via the catalogs, or via phone orders. 4. Certificates cannot be redeemed via the Internet. 5. Redemption is permanent and non-returnable.

Red Door is not responsible for lost or stolen gift certificates. Gift certificates are not redeemable for cash or credit. Gift certificates may be redeemed at any Red Door Spa location. The gift certificate will expire on December 31 of the year following the year in which it was purchased. Red Envelope gift certificates are not redeemable for cash. Red Envelope is not liable for lost or stolen gift certificates. Red Envelope is not a sponsor of this promotion.

Restoration Hardware Gift Cards not redeemable for cash, and cannot be replaced if lost. Redeemable through Retail Stores and Mail Order.

Ritz Carlton Currency is honored at all Ritz-Carlton Hotel and Resort locations for all publicly listed and available room rates and packages, but cannot be used for convention, travel industry tour, advance purchase, catering or group room rates. Change will not be given on currency presented as payment for goods and services. It is not necessary to be a registered guest to use Ritz Carlton Currency. Ritz Carlton Currency is not replaceable if lost, stolen, destroyed, or expired. The Ritz-Carlton Awards may not be valid where restricted by law. Guest must present and surrender the award at check-in. This award may be used to pay for the expense of a comfortable guestroom, full breakfast buffet, or all-American breakfast for two, and related taxes only, and not to pay for other food, beverage, parking, service charges, other taxes, or other incidental expenses. This award is good for one guestroom for the number of night(s) shown on the front of this award. This award is issued by and is the property of MI Fulfillment Services, LLC. Awards are not redeemable for cash and are void if sold for cash or other consideration. Awards are not replaceable if lost, stolen, destroyed or expired. Any tax liability, including disclosure, connected with receipt or use of this award is the recipient's sole responsibility. Length-of-stay restrictions may apply. Participating properties are subject to change. See reverse side of award for complete terms and conditions.

Saks Fifth Avenue Gift Cards are redeemable for merchandise and services sold at Saks Fifth Avenue Stores. They may not be used for saks.com or telephone orders or to purchase gift cards. Gift cards may not be redeemed for cash or used as payment on or credit to credit card accounts, and will not be replaced if lost or stolen. For information on your nearest Saks Fifth Avenue store, please contact 800-551-7257.

Sears Holding Company participation is not an in-store offer and is not a sponsor of this promotion. Fulfillment of gift cards will be done through TLI. Gift cards are subject to all terms and conditions printed on the gift cards and are subject to change at Sears Holding Company's discretion.

The Sharper Image is not a sponsor or co-sponsor of this promotion. Sharper Image certificates are redeemable for merchandise at any Sharper Image store, through the mail-order catalog, via phone and online at www.sharperimage.com for twelve months from date of issue. For a free catalog or to locate the store nearest you, call 800-344-5555. If your total purchase is less than the value of the certificate, you will receive another merchandise certificate for the difference. Not redeemable for cash, not valid with other coupons/discounts/promotional offers. Not valid with previous purchases. Merchandise certificates cannot be redeemed for any "continuity" or "extended payment plan purchases." Not valid with purchases made at the Sharper Image Auction sites. Merchandise certificates will not be replaced if lost, stolen or destroyed whether original issues or balance due certificates, once in a recipient's possession.

Smith & Wollensky Cards cannot be redeemed for cash. The value on the card will not be replaced if lost or stolen. After 12 months of nonuse, a $2 per month service fee will be deducted from remaining balance except where prohibited by law. Use of this card constitutes acceptance of these terms and conditions.

Staples is neither an affiliate nor a sponsor of this offer. Staples gift cards are redeemable for merchandise or services only in Staples U.S. retail stores, cannot be exchanged for cash, and cannot be used for credit card payments. If the card is lost, stolen, or damaged, present the required proof of purchase (or damaged card) at a Staples U.S. retail store and Staples will send you a replacement card for the balance remaining at the time that this card is deactivated. Contact any Staples U.S. retail store for additional details and assistance. Staples gift cards are issued by Staples Value LLC.

The Sports Authority Gift Card is issued by and represents an obligation of TSA Gifts Card, Inc. Sports Authority is not a sponsor or co-sponsor of this program. See back of card for terms and conditions.

Starbucks, the Starbucks logo and the Starbucks Card design are either trademarks or registered trademarks of Starbucks U.S. Brands, LLC.

T.G.I. Friday's^® is not affiliated with Ameriprise and is not a sponsor or co-sponsor of this promotion. T.G.I. Friday's^® is a registered trademark of TGI Friday's of Minnesota, Inc., and is used with permission. © 2008 TGI Friday's of the Rockies, Inc. Please refer to the back of the gift card for terms and conditions.

Talbots gift cards may be used for purchases at any Talbots store, online at talbots.com, or by calling 800-TALBOTS (800-825-2687). Gift cards are not redeemable, in whole or in part, for cash or credit, except as required by law. Gift cards do not have an expiration date, except for gift cards held by Oklahoma residents which have a one-year expiration date.

The Bullseye Design and Target are registered trademarks and Target GiftCard is a service mark of Target Brands, Inc. All rights reserved. Target is not a participating partner in or sponsor of this offer.

Ameriprise is not affiliated with The Home Depot^®. The Home Depot^® is a registered trademark of Homer TLC, Inc.

Toys"R"Us is not a sponsor or co-sponsor of this promotion. Please see back of gift card for terms and conditions of use. Toys"R"Us, Inc. is not liable for any alleged or actual claims related to this offer.

Universal Studios Hollywood is not a sponsor of this promotion and is not affiliated with Ameriprise. The Universal Studios Hollywood name and logo are registered trademarks of Universal Studios Hollywood.

Wine.com Gift certificates are not redeemable for cash. Discounts do not apply to gift certificates. Unused balances of gift certificates are automatically credited to your account.

Other disclosures

Property and casualty insurance is underwritten by IDS Property Casualty Insurance Company and Ameriprise Insurance Company, both in De Pere, Wisconsin. Each company is a subsidiary of Ameriprise Financial, Inc.  Auto and home insurance are not available in AK, LA, ME, ND, RI, WV and WY. Home, condo or renters insurance are not available in NY counties of Kings, Queens, Nassau, Richmond and Suffolk and the state of FL. Condo and renters insurance are not available in TX.

Ameriprise Bank, FSB an Equal Housing Lender and Member FDIC, provides deposit, lending, rewards points and personal trust products to Ameriprise Financial Services, Inc. Ameriprise Bank and Ameriprise Financial are subsidiaries of Ameriprise Financial, Inc. Ameriprise financial advisors may receive compensation for selling bank products. Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.

Investment products made available through Ameriprise Financial are not federally or FDIC insured, are not deposits or obligations of, or guaranteed by, any financial institution, and involve investment risks, including possible loss of principal and fluctuation in value.

The Ameriprise Financial MasterCard^® credit cards are offered through Barclays Bank Delaware and issued by Ameriprise Bank, FSB. Upon opening, your Account may be subsequently transferred to Ameriprise Bank, FSB. MasterCard is a registered trademark of MasterCard International Incorporated, and is used pursuant to a license.

The Ameriprise MasterCard^® debit cards are issued by Ameriprise Bank, FSB pursuant to a license from MasterCard International Incorporated. MasterCard is a registered trademark of MasterCard International Incorporated.