Your current financial situation

If you've put off organizing your personal finances, you're not alone. Many people wait to plan – often until they think it's too late. At Ameriprise Financial, we know it's never too late to start planning. We've helped more than two million people in every stage of life understand their finances and plan for their future.¹

Do you have a clear picture of your personal finances?

Your daily finances have a direct impact on your financial future. Here are some questions to help you start creating a successful strategy:

• How confident do you feel about your present financial situation?
• How do you track your current income and expenses? Your net worth?
• How do you manage your cash flow for emergencies and new opportunities? For your goals and ideal lifestyle?
• How have you prepared for future financial goals?
• Are you living your ideal lifestyle? If not, how do you plan to get there?

Start planning today

From cash flow to wealth protection, a financial advisor can help you develop a plan that helps you move in the right direction – whether you've just started saving or you've already reached some of your goals.

A financial advisor can help you:

• Understand how your cash flow affects regular contributions to savings
• Implement strategies for building your cash reserve
• Plan for major life events and financial goals
• Develop tax management strategies that potentially may help you reduce tax liabilities

Stay on track for tomorrow

Your needs and goals may evolve over time. Through an ongoing relationship with your advisor, you and your advisor can revisit your plan occasionally and make adjustments to your strategies and tactics as necessary to help you stay on track.