True financial planning
Ameriprise Financial focuses on true financial planning
Few people understand what true financial planning really means. Many assume they have a financial plan when they contribute to a company's 401(k) plan or when they obtain investment advice or portfolio management services. But none of these is true financial planning.
So what is true financial planning?
Financial planning is a comprehensive, ongoing approach that starts with helping you define your dreams, developing a plan to help you get there, then tracking your progress along the way, recommending changes where needed.
More people come to Ameriprise for financial planning than any other company.4
| What many people think it is | What true financial planning really is |
|---|---|
| About investments and pie charts | About the big picture |
| Once and done | Ongoing — your life changes so your plan should too |
| Only about the bottom line | About dreams, confidence and freedom |
| Begins with numbers | Begins with your dreams, then the numbers |
| Based on transactions | Based on a long-term, one-to-one relationship with an advisor |
Dream > Plan > Track >®
We take a different kind of approach to financial planning called Dream > Plan > Track >. We start with your dreams, not just the numbers. Our unique approach is designed to help you manage the financial needs you have today while planning for tomorrow's dreams.
Define your DREAM
We'll talk with you about the needs you have today and your dreams for tomorrow, from paying for college to saving for a comfortable retirement. Together we'll determine where you'd like to go, what you'd like to do and where you'd like to be in years to come.
Develop your PLAN
We provide a tailored financial plan based on a clear understanding of your needs, situation and goals. Then, you and your advisor will determine the right combination of products and services needed to implement your financial plan.
TRACK your progress
Your needs and goals evolve over time. Through our ongoing relationship, we'll revisit your plan and make adjustments to your strategies and tactics, helping you stay on track.
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1 Based on the number of financial plans annually disclosed in Form ADV, Part 1A, Item 5, available at adviserinfo.sec.gov as of Dec. 31, 2008.
2 As of December 31, 2008
3 Ameriprise Financial Third Quarter 2009 Statistical Supplement, Oct. 21, 2009.
4 Based on the number of financial plans annually disclosed in Form ADV, Part 1A, Item 5, available at adviserinfo.sec.gov as of Dec. 31, 2008.
Brokerage, investment and financial advisory services are made available through Ameriprise Financial Services, Inc. Member FINRA and SIPC. Some products and services may not be available in all jurisdictions or to all clients.
Throughout your financial planning relationship, you can count on a continuous level of support, even though you may work with different advisors over time as circumstances dictate.
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Related information
Beginning the financial planning process
Learn what to expect at your first consultation.
Why Ameriprise
Why Ameriprise
- More people come to Ameriprise for financial planning than any other company1.
- We have more than 2 million individual, business and institutional clients2.
- Ameriprise Financial has more than 10,000 branded financial advisors3.