Financial planning fees
Your needs and your financial situation are different from any other client. Your financial plan and the fees you pay for your plan will also be distinct.
How much does financial planning cost?
Fees can be based on several different, often interrelated factors:
- The complexity of your situation, such as blended family needs, estate planning goals or types of investments you select
- The advisor's financial planning service fee schedule
When participating in ongoing financial planning, you pay a fee annually. If you also own an Ameriprise Financial investment or brokerage account, there may be additional brokerage fees and commissions.
You'll know up front exactly what you will receive for the quoted cost of your plan, and you're not obligated to proceed unless you're completely comfortable.
Individual plans for unique needs
Ameriprise financial advisors work with a wide variety of individuals — each with different goals. Everyone will need or want a different level of planning, and each plan will require a different mix of products and services.
Although you're under no obligation to purchase additional products or services from Ameriprise Financial, doing so may have an advantageous impact on some other fees.
Get more out of your plan
While we're confident that you'll find value in the plan a financial advisor creates for you, you can enhance that value by providing complete and accurate information to your financial advisor and by actively participating in developing financial planning goals and preferences.
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1 New Retirement Mindscape® study 2006. By Ameriprise Financial in conjunction with Age Wage and Ken Dychtwald, PhD, and Harris Interactive. Based on a national telephone survey of 2,000 people between the ages of 40 - 75.
Brokerage, investment and financial advisory services are offered through Ameriprise Financial Services, Inc. Member FINRA and SIPC.
Related information
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What is financial planning?
Learn about financial planning and how it may help you reach your dreams.
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Why Ameriprise
Pre-retired respondents with a written financial plan anticipate feeling more optimistic in retirement (84%) than those without a plan (69%).1